Medicare Insurance
Our senior planning experts have 30+ years of experience and will work with you to guide you through the many options you have as a Medicare recipient.
- Medicare Open Enrollment - Begins October 15th and runs through December 7th of each year.
Our Options
Medicare Plans
One Single Plan
Medicare Advantage plans may offer more affordable options for those needing a plan to serve their unique healthcare needs and budget.
Compliments Your Medicare
Fill in the major gaps of your original Medicare insurance (Parts A & B) with an affordable Medicare Supplement Plan from a quality carrier.
Prescription Drug Coverage
We take the worry out of selecting the wrong Medicare Prescription drug plan which can be costly and hard to change at a later date.
Protect Your Financial Future
Long Term Care Plans
A Long Term Care Plan augments your Medicare insurance and pays for services associated with performing tasks required for daily living such as dressing, bathing, eating, getting in/out of bed, toileting, walking or other basic activities. These services fall under skilled care or personal care and are the types of services that Medicare or Disability generally does not cover.
Supplemental Plans
Additional Coverage You May Need
These smart affordable plans help to protect your financial well-being by augmenting your Medicare health insurance. They help pay for health related services and expenses that regular health or Medicare insurance typically doesn’t cover.
Did you know?
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For medical plans (excluding Medicare) international coverage is limited to life threatening emergency care ONLY?
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The Medicare Supplement covers only Foreign Travel Emergency, subject to a $250 deductible and 80% payment to a lifetime maximum benefit of $50,000?
Don’t go without coverage while traveling, learn about our health insurance plans that are designed specifically for urgent medical situations and emergencies.
CLICK HERE FOR MORE INFORMATION AND BUY A POLICY ONLINECritical Illness insurance is considered a type of supplemental health insurance that provides benefits in addition to your regular health insurance and/or disability insurance.
Simply put, this special type of insurance coverage can help reduce the personal financial impact of the cost of fighting common types of critical illnesses, such as cancer, heart attack, stroke and more. With the advancements in modern medical technology, Critical Illness insurance is an increasing popular supplemental health insurance policy that allows you to focus more on recovery and less on the financial burden of a critical illness event or diagnosis.
Some key features:
-Lump-sum cash benefit paid directly to you.
-You decide how best to spend your payment.
-No network restrictions.
-Benefit level choices to fit your needs and budget.
CLICK HERE TO REQUEST A QUOTE
Individual dental plans are inexpensive and can contribute greatly in promoting overall good health. Studies have shown that regular dental exams can optimize oral health to prevent cavities and bad breath. In addition, they help to detect serious medical conditions such as heart disease and diabetes. Some studies have even shown that people who have dental insurance suffer less from depression.
Dental plans can range from a PPO or HMO to Pre-Paid, Fee-for-Service, and Discount on a variety of diagnostic and preventative care services including cleanings, exams, x-rays, fillings, orthodontia for children, and emergency care while traveling.
Final expense insurance is designed to help protect your loved ones from the financial burden of funeral costs related to your passing. Unlike life insurance, final expense policies have a much lower face value because they are intended to only cover costs related to a person’s final expenses. Therefore, these policies can often be purchased at low or reasonable premiums.
Features include:
- Premiums do not increase, ever
- As long as make you premium payment, policies will remain effective
- Guaranteed Issue
- Guaranteed death benefit